Direct Stripe payouts for digital products
Sell your products. Get paid directly.
Latuos connects your Stripe account, handles checkout and delivery, and stays out of the way. No monthly fees. Just 2% per sale.
Sell downloads, templates, ebooks, guides, and more, with payments going straight to your account.
Which platform has the lowest fees?
Latuos charges a 2% platform fee per sale. Stripe processing applies separately, VAT may apply where required, and there are no monthly fees.
| Platform | Platform fee | Payout model |
|---|---|---|
| Latuos | 2% | Stripe-first direct payouts |
| Gumroad | 10% + $0.50 on direct/profile sales; Discover sales are 30% | Platform-controlled payout flow |
| Payhip (Free) | 5% | Stripe/PayPal payout flow |
Stripe processing fees are separate and vary by country and payment method. Competitor pricing can change; verify on official pricing pages.
Stripe processing applies separately. VAT may apply to Latuos platform fees depending on seller location and tax status.
Pricing checked against official public sources in June 2026; processing fees vary by country and payment method.
US pricing sources used for this comparison
Stripe-first by design
Latuos handles delivery and storefront operations. Stripe handles payment processing and payouts. Funds flow directly from buyer to your connected Stripe account.
Included in the 2% platform fee
The 2% refers to the Latuos platform fee only. Stripe processing is separate. VAT may apply where required.
- Checkout and digital delivery workflow
- Secure file access and post-purchase delivery
- Seller control with no platform-held balances
When do you actually get paid?
Latuos does not hold a seller balance or run its own payout queue, so it does not add a separate waiting period. Buyer payments are processed through your connected Stripe account, and Stripe sends available funds to your bank according to your Stripe payout schedule. For US Stripe accounts, Stripe lists a standard T+2 settlement timing, meaning funds generally become available for payout about 2 business days after the payment is captured. This is separate from the time required for a payout to reach your bank.
- Actual timing also depends on whether it is your first payout, your country, payment method, industry and risk profile, account status, payout schedule, and bank processing times. Stripe says the first live payout is typically scheduled 7–14 days after the first successful payment and may take longer in some cases.
- For eligible Stripe Dashboard users, Instant Payouts typically settle in an eligible bank account or debit card within 30 minutes. Stripe lists a 1.5% fee for US, Australian, and New Zealand accounts and a 1% fee for Canadian, UK, and Singaporean accounts. Eligibility, an instant-available balance, a supported payout method, per-transaction minimum and maximum amounts, and daily limits apply.
More detail on payout timing, eligibility and verification, and how refunds and disputes can affect available funds is covered in the instant payouts guide.
Latuos pricing, payout, and tax questions
Does Latuos support Apple Pay and Klarna?
Latuos uses Stripe Checkout, so Apple Pay and Klarna can appear when they are available for the seller's Stripe account, customer location, currency, and payment method setup.
Does Latuos deliver files after purchase?
Yes. Latuos handles checkout and secure file delivery for digital products after purchase.
What can I sell on Latuos?
Latuos is built for direct digital products such as downloads, templates, ebooks, guides, printables, digital art, tutorial files, and small downloadable product catalogs.
Does Latuos hold seller payouts?
No. Latuos is built around direct Stripe payouts. Customer payments go to the seller's connected Stripe account, and Latuos does not run a platform payout queue.
Who is merchant of record on Latuos?
The seller is merchant of record because the buyer pays the seller's connected Stripe account. Latuos provides the storefront, checkout, delivery, and product-management layer.
Who files VAT and sales tax on my sales?
You do, because you are merchant of record and buyers pay your own Stripe account, the same as selling from your own website. Stripe Tax can calculate and collect tax at checkout depending on your setup. Merchant-of-record platforms bundle tax filing into their higher fees; on Latuos you keep the direct Stripe relationship and handle compliance yourself. See how taxes change when you switch stacks.
How fast do payouts arrive?
Payouts follow your own Stripe account's payout schedule, which you control from your Stripe dashboard. On Stripe's standard schedule that is typically within a few business days of the sale. There is no Latuos approval step or platform payout queue in between. More detail in who controls payouts on digital product sales.
Who handles refunds and chargebacks?
You issue refunds from your own Stripe dashboard, and disputes and chargebacks go through Stripe directly to you because the buyer paid your Stripe account. Latuos does not hold a balance that can be frozen while a dispute runs. The full model is covered in Stripe account ownership explained.
Does Latuos support subscriptions or memberships?
Not today. Latuos is built for one-time sales of digital downloads such as templates, ebooks, guides, and printables. If subscriptions or memberships are core to your business, Latuos is not the right fit yet.
What the 2% fee is paying for
The 2% platform fee covers the hosted storefront, checkout flow, secure file delivery, and the product layer that sits on top of your Stripe account. It pays for the software that helps a seller publish products and deliver them after purchase, not for payment processing itself.
Stripe still handles card processing, payout timing, refunds, disputes, and the payment dashboard because the seller keeps the direct Stripe relationship. That split is intentional. It lets a seller use a hosted storefront while keeping payment visibility in the system that actually processes the money.
As volume grows, the economics become easier to compare. A percentage fee is usually attractive when a seller is testing, launching, or selling inconsistently because there is no fixed monthly overhead. Once revenue is stable, the break-even question becomes whether a subscription platform with 0% platform fees would cost less overall. The fee structure stays simple, but the right choice depends on how predictable your sales volume is.
Where seller onboarding is available
Latuos sellers can sell to customers worldwide using their own Stripe account.
To connect Stripe on Latuos today, your Stripe account must be for a business or individual seller based in one of these supported countries:
- United States
- Canada
- United Kingdom
- Australia
- New Zealand
- Singapore
If your business or individual seller account is based in one of these countries, you can use Latuos to sell worldwide with direct Stripe payouts.
Ready to sell with transparent fees?
Start with a 2% platform fee model plus Stripe processing. VAT may apply where required.
Pricing checked against official public sources in June 2026. Processor fees, payout timing, taxes, and currency conversion may vary by country, payment method, and seller setup. Latuos is not affiliated with Gumroad or Payhip.
Company and payout trust
Who operates the pricing model behind Latuos
Latuos is a product of Organo Solutions Ltd, a UK limited company incorporated on March 19, 2019. The pricing model is built around direct Stripe payouts, so Latuos does not hold seller balances or run a platform payout queue.
- Organo Solutions Ltd
- UK company no. 11890340
- Legal terms and privacy are public
- Email and WhatsApp support available